BHFL Strengths and Mortgage Products Overview

Glossary of terms Full form One time Restructuring Average Ticket Size Assets under Finance B BAJAJ FINSERV Term OTR ATS AUF ECL Expected Credit Loss COF GNPA VAS FOIR LTV B2C B2B SEN P SEP PD Cost of funds Gross Non Performing Assets Value added products & services Fixed obligation to income ratio Loan to Value Business to Customer Business to Business Self employed Non Professionals Self employed Professionals Personal discussion CAR Capital adequacy ratio ROA Return on average assets ROE Return on average equity ECB External commercial borrowing

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