Performance Highlights Q1 1999

Growing Wealth Management business 1996 1998 % change • AUA ($B) 35 75 100+ • SMI IEs 650 800 • SMI Offices 60 60 82 233 23 37 Registered Reps 4800 7800 63 11 28 100+ . Trust locations AUA = Assets under administration SMI = ScotiaMcLeod Scotiabank 15

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