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Investor Presentaiton

$ Win with mobile money airtel | Africa Our intent Accelerate the digital ecosystem by rapidly enabling Airtel Money services; Harness the ability of a profitable mobile money business to enhance financial inclusion in some of the most 'unbanked' populations in the world. Strengthen our distribution channels: of kiosks, mini shops and dedicated Airtel Money branches Build and scale Airtel Money across all our markets Make Airtel Money the currency of choice, by expanding the portfolio through additional mobile money services, including merchant and commercial payments, benefit transfers, loans and savings Focus on technology, as both an enabler and a competitive advantage Drive recruitment from our mobile services customer base 2022 progress Exclusive* distribution channels grew by 44.2% . Multi-brand agents in our network increased by 41.7% 20.7% increase in Airtel Money customer base, to 26.2 million • • 37.0% growth in transaction value to $64.4bn Transaction value per customer up 13.9% Driving continued growth in mobile money ARPU ($1.91, from $1.67)... and mobile money revenue ($553m, from $401m) *Airtel Money branches, kiosks and mini-shops 28
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