Investor Presentaiton

Millions 0.8 0.6 0.4 0.2 0 Mar-20 Apr-20 1.2 1 May-20 Jun-20 Gníomhaireacht Bainistíochta an Chisteáin Náisiúnta National Treasury Management Agency Those on the PUP has fallen to c. 50k but fall in EWSS Over 50% fall in those on income support Approx. 350k on income support; down from above 800k in Q1 2021 Jul-20 Aug-20 Sep-20 Oct-20 number much more gradual Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 May-21 Wage Subsidy Scheme (TWSS/EWSS) Pandemic Unemployment Payment Source: CSO, DataStream Jun-21 Jul-21 Aug-21 Sep-21 Oct-21 -6% Supports helped disposable income grow in 2020 more akin to US than EU 10% 8% 6% 4% 2% 0% -2% -4% Canada ՏՈ Ireland France EU-27 Australia Netherlands Belgium Germany Denmark EA-19 UK Italy Greece Austria Spain Portugal I Gross Disposable Household Income (y-o-y change 2020) 15

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