Emirates NBD Pitch Deck

Associates and Joint Ventures Emirates NBD Composition of Associates and Joint Ventures Income Statement Q3 14 AED Mn YTD Q3 13 YTD Better/ (Worse) Q3 14 Q3 13 Better/ (Worse) National General 15 32 (53%) 6 8 (25%) Insurance Network International 81 68 19% 31 26 19% Bank Islami Pakistan Total 3 1 200% 2 0 n/a 99 101 (2%) 39 34 15% Balance Sheet AED Mn 30-Sep-14 31-Dec-13 Better/ (Worse) 30-Jun-14 Better / (Worse) National General Insurance 191 160 20% 186 3% Network International Bank Islami Pakistan 1,517 1,451 5% 1,486 2% 23 20 16% 20 15% Total 1,732 1,631 6% 1,692 2% Highlights Union Properties (UP) no longer classified as Associate: During 2013, ENBD disposed of 32.6% of UP shares in the market Since percentage of holding is less than 20%, ENBD does not have significant influence in UP UP holding has therefore been accounted as AFS investment from 21 August 2013 Network International accounted for as a jointly controlled entity from the start of 2011 with a carrying value of AED 1.5 Bn • 24.8% stake in Bank Islami Pakistan acquired as part of Dubai Bank 25 25

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