KBank Subsidiaries and ASEAN Economic Strategy

K KASIKORNTHAI Non-Banks in Thailand: Lending Products Credit Card Personal Loans ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Micro/Nano/Pico Loan EON AIRA & AIFUL ascend nano M EASY citi advance The AMERICAN KTC CHOM CARD EXPRESS EON TESCO credit Lotus card krungsri Cam fintech First Choice Kungs Krungsri First Choice CENTRAL OK wsDia The THE 1 PROMISE CREDIT CARD SINGER ngdao AIRA & AIFUL ASIA WEALTH PLUS ascend nano Chayo A.T.LEASING ahm First Choice HENG LEASING Capital MIDA LEASING TESCO credit Lotus card เงินเทอร์โบ ควิก TOYOTA LEASING THAILAND TURBOCASH €3 MIDA LEASING TO A Sources: The Bank of Thailand and KResearch (as of October 2019) บริการทุกระดับประทับใจ Joola B เงินติดล้อ To naudmon THAI ACE CAPITAL เงิน douon SGFCAPITAL Public Company Limbed TURBOCASH gana K KASIKORNTHAI Thailand's Digital Readiness: Number of Users ธนาคารกสิกรไทย 开泰银行 KASIKORN BANK ■ High adoption of digital lifestyle in Thai market; high penetration in smart devices and internet users in preparation toward a cashless society (Mobile Banking & e-Money ) 145.4% Penetration Mobile Internet 1) (Mobile internet numbers) 46.9% Penetration Broadband Internet 2) (No. of households using internet via broadband) Prompt Pay พร้อมเพย์ 54.7 Million 98.1% Penetration 48.6% Penetration PromptPay 4) (Total registration) Mobile Banking 4) (No. of accounts) Internet Banking 4) (No. of accounts) 75.0% Penetration Social Media ³) (No. of Facebook users) 156.3% Penetration e-Money 4) (No. of accounts/ cards) Source: The Bank of Thailand (BOT), National Statistical Office of Thailand (NSO), Thai Banker Association (TBA), Ministry of Interior (MOI), wearesocial and KResearch Notes: Denominator for all penetration ratio is number of population age six and above as of December 2019. Denominator for fixed internet penetration is number of household. 1) As of March 2020, 2) As of December 2019, 3) As of January 2020, 4) As of May 2020 บริการทุกระดับประทับใจ 115 116

View entire presentation