Q3 FY22 Earnings Report

Quarter gone by BAJAJ FINANCE LIMITED A very good quarter for the Company. Across the board improvement in all metrics. The Company is well prepared to navigate wave 3 given strong management overlay provisions and significantly improved stage 2 and 3 assets. Business transformation phase 1 is delivered and execution for phase 2 has started. AUM Opex to NII PAT ROE* Net NPA Q3 FY22 1,81,250 Cr Yo Y Growth 34.7% 2,125 Cr 5.3% 0.78% Q3 FY21 32.3% Yo Y Growth 85% Q3 FY21 3.3% Q3 FY21 26% 0.19% ** *Not annualized *Not relevant as this NPA was based on Hon'ble Supreme court's interim order of not classifying NPA. Without the Hon'ble Suprem e court's order it was 1.22%. 4

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