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Investor Presentaiton

THE LIFE & ANNUITY AND ASSET MANAGEMENT INDUSTRIES SIT AT A POINT OF CONVERGENCE Asset managers make up 38% of top 20 annuity writers, up from 0% in 2008 Company Name AIG New York Life Aviva Company Name APOLLO 2020 Fixed Annuity Sales (SBN) 9.9 8.5 8.0 7.7 6.6 KKR 6.5 5.0 Blackstone 4.2 4.2 mmm mmm N 3.7 3.4 3.3 ELDRIDGE 3.3 3.2 3.2 Brookfield 2008 Fixed Annuity Sales (SBN) 11.0 New York Life 9.1 AIG 7.9 Sammons MetLife 6.0 Athene Aegon 5.8 Global Atlantic Allianz 5.2 MasMutual Jackson National 4.1 Allianz Allstate 3.7 Fidelity & Guaranty Principal Financial Group 3.6 Security Benefit Hartford 2.8 American Equity Investment Life Western Southern Group 2.7 Great American Lincoln Financial Group 2.4 Nationwide ING 2.3 Pacific Life Genworth 2.3 Western Southern American Equity Investment Life 2.3 Symetra Protective 2.2 Midland National 2.1 Old Mutual 1.8 RiverSource John Hancock Top 20 1.8 Delaware Life Brighthouse Protective EquiTrust 1.8 USAA 80.9 Top 20 Total Sales Top 20 Share of Total Sales Asset Manager Backed Top 20 Writers 109.4 Total Sales 74.0% Top 20 Share of Total Sales 0.0% Asset Manager Backed Top 20 Writers Asset Manager Sponsored Top 20 Writers Total % of Top 20 Writers Asset Manager Controlled Carriers Source: LIMRA, Secure Retirement Institute U.S. Individual Annuities Sales Survey Asset Manager Sponsored Carriers O Midwest Holding Inc. | 17 2.7 2.3 2.3 2.0 1.7 91.7 120.4 76.2% 28.9% 8.6% 37.5% GUGGENHEIM
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