Investor Presentaiton
Gold Loan●●
MFIS
― Diversified →
Player performance (III/III)
Player Performance
Standalone financials
Select NBFCs
Period
Advances¹ Rs Cr
NIM² (%)
CIR³ (%)
GNPA (%)
ROA² (%)
ROE4 (%)
FY23
0.1L
▲ 13%
8.5
▲ 20 bps
50
▲ 913 bps
1.8
▼ 131 bps
3.4
▲ 12 bps
16.9
▲ 119 bps
IIFL
HOME LOAN
FY22
0.1L
8.3
40
3.2
3.3
18.1
P POONAMALLA FY23
FINCORP
0.1L
▲ 43%
7.9
▲ 28 bps
57
▼ 40 bps
1.4
▼ 185 bps
3.8
▲ 126 bps
9.6
▲ 198 bps
FY22
0.1L
8.2
57
3.3
2.5
7.7
FY23
0.06L
▲ 51%
6.9
▲ 140 bps
69
▲ 2494 bps
1.9
▼47 bps
1.9
▼ 133 bps
5.5
▼ 399 bps
CAPRI GLOBAL
CAPITAL LIMITED FY22
0.05L
8.3
44
2.4
3.2
9.5
FY23
0.2L
▲ 29%
10.8
▼ 105 bps
CreditAccess™
Grameen
FY22
0.1L
9.7
FY23
0.1L
▲ 60%
10.8
93 bps
48
ASIRVAD MICROFINANCE LIMITED
ov Subsidiary of MANAPPURAM FINANCE LTD.
FY22
0.1L
9.8
FY23
0.05L
▲ 16%
7.8
▲ 38 bps
SATIN CREDITCARE NETWORK LTD.
ing
FY22
0.04L
7.3
FY23
0.6L
▲ 8%
9.3
▼131 bps
Muthoot Finance FY22
0.6L
10.6
MANAPPURAM FY23
0.2L
▲ 8%
11.5
45 bps
FINANCE LIMITED
FY22
0.2L
12.0
A wow w
36
▼ 342 bps
1.2
▼ 240 bps
4.2
▲ 204 bps
17.8
▲ 905 bps
39
3.6
2.2
8.8
200 bps
2.8
▼114 bps
2.6
▲ 233 bps
16.7
▲ 1524 bps
50
1.7
0.2
1.4
37
▼ 2689 bps
3.3
▼ 473 bps
3.5
▲ 299 bps
15.0
▲ 1242 bps
64
8.0
0.5
2.6
31
579 bps
3.8
▲ 80 bps
4.9
▼ 105 bps
17.6
▼ 592 bps
25
3.0
5.9
23.6
47
467 bps
1.3
162 bps
4.5
▼46 bps
15.0
▼ 261 bps
43
3.0
5.0
17.6
Make Life Easy
Note: Calculated ratios may not match with reported figures due to differences in formula
1. Advances are half yearly net Advances 2.RoA and NIM are calculated as % of average assets and are annualized 3. CIR is calculated as Opex by Total
Income (NII+ Other Income) and is annualized 4. RoE are calculated as % of average shareholder's funds and is annualized 5. NA: Not Available
Source: RBI; Capitaline; Press releases; BCG analysis
XXX
Change vs. last year
47
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