FirstBank H1'11 Investor & Analyst Presentation
Operating
Environment
Highlights
Financial
Review
Risk Mgt &
Corporate
Governance
Summary &
Strategy &
Transformation
Outlook
We have increased the proportion of higher yielding assets in our loan-
book
Net loans and advances - group (N'bn)
FirstBank
Loans and advances by type
Since 1894
Bank
Subsidiaries
Bank growth rate
A1.26 th
41.26 th
Group growth rate
41.23 th
Overdraft
Term loans
Commercial papers
Money market lines
1.5%
6.8%
1.5%
6.5%
1.4%
8.5%
12.7%
10.3%
7.4%
A16%
287
A1.15 th
41.15 th
41.09 tn
105
126
158
10%
148
13.9%
10.2%
12.7%
113
8%
-6%
1%
5%
6%
0%
-2%
-2%
-2%
75.2%
77.5%
76.3%
63.4%
62.8%
66.3%
975
-13%
981
1043
1025
1106
1086
16.6%
14.4%
13.9%
13.8%
14.2%
12.5%
Mar-10
Jun-10
Sep-10
Dec-10
Mar-11
Jun-11
Mar-10
Jun-10
Sep-10
Dec-10
Ageing analysis of performing loan book (bank only)
■0-30 Days 31 - 60 Days
> 61 Days
Loans and advances by maturity
0-30 days 1-3 months 3-6 months 6-12 months
Over 12 months
8.5%
8.6%
2.5%
1.6%
7.3%
2.2%
7.1%
7.5%
8.1%
3.4%
1.8%
1.8%
34.7%
31.9%
29.9%
35.9%
38.9%
41.6%
Mar-11
Jun-11
7.7%
7.0%
6.7%
4.6%
9.8%
2:8%
21.3%
3.9%
10.2%
7.9%
8.6%
7.6%
85.1%
88.0%
89.3%
87.6%
87.6%
86.5%
8.5%
3.5%
7.6%
4.1%
12.8%
Mar-10
Jun-10
Sep-10
FirstBank H1'11 Investor & Analyst Presentation - 27/07/2011
45.9%
45.8%
42.1%
42.9%
39.5%
32.4%
Dec-10
Mar-11
Jun-11
Mar-10
Jun-10
Sep-10
Dec-10
Mar-11
19
Jun-11View entire presentation