1H24 Financial Results

This result¹ Helping customers today, investing for tomorrow, supporting Australia ↓ 8% Statutory NPAT → 3% Cash NPAT 6c Cash EPS 5c DPS 1, 2, 3, 4, 5, 6, 7. Refer to sources, glossary and notes at the back of this presentation for further details. NPS2,3 MFI Share³ Reputation Score4 #1 Consumer #1 Business #1 Institutional #1 Digital #1 Consumer & business 65.6 +12.6 vs Jun 18 CET1 Level 2 12.3% ~$10bn in surplus capital Dividend per share $2.15 +5c vs 1H23 Shareholder returns ~$4bn Benefitting over 12m Australians7 6 11

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