4Q 2022 INVESTOR PRESENTATION

Capitalization Capital grew 4% YoY while ROE saw an increase of 2.9ppts YoY Total Capital (SARbn) Risk Weighted Assets (SARbn) +19% مصرف الإنماء alinma bank +4% 33.1 33.9 33.9 33.8 34.4 168.2 173.6 145.3 149.2 155.1 2.4 1.7 1.7 1.8 1.9 2.0 0.8 0.9 0.8 12.3 0.4 12.7 11.2 11.6 11.9 31.4 32.2 32.1 31.8 32.4 133.1 136.8 142.4 153.5 160.5 QoQ 4Q 21 +2% 1Q 22 -0% 2Q 22 -0% 3Q 22 +2% 4Q 22 QoQ 4Q 21 +3% 1Q 22 +4% 2Q 22 +8% 3Q 22 +3% 4Q 22 Tier 1 Capital Tier 2 Capital Credit Operational Market CAR (%) 25% 22.8% 20% 15% 10% 5% FY 21 1Q 22 1H 22 9M 22 FY 22 4Q 2022 INVESTOR PRESENTATION 19.8% Profitability (%) 15% 10% 10.8% 5% 1.6% 0% FY 21 1Q 22 1H 22 9M 22 FY 22 ROAE .ROAA 13.7% 1.9% Management Commentary ■ Total Capital grew 4% to SAR 34.4bn YoY while Risk Weighted Assets grew 19% YoY. ■ CAR has declined 3ppts YoY to 19.8% due to 20.6% increase in credit risk weighted assets due to the growth in the Bank's total assets. ■ ROE and ROA saw an increase of 2.9ppts and 30bps respectively YoY. 34/49

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