Investor Presentaiton
Payments is the dominant use cases amongst the 4 EmFi use cases
considered
91%
EmFi Use Cases
III.
Payments
83%
Lending
78%
Insurance
26%
Investments
13%
Estimated EmFi Market Size
17%
43%
26%
> R5 Billion
R5 Billion ≤
R10 Billion
< 10 billion
Rands
Not too sure
Sensitivity: Public
Payments is the dominant use case followed by Lending and Insurance.
It is a gateway into the financial system given the need for businesses and
consumers to transact everyday.
Over 70% of operating fintech companies and start-ups are in the payment
space resulting in the availability of more payment solutions.
Investments are considered to have strict regulatory requirement which may
hinder participants.
The current economic conditions and the high cost of living contribute to the
low investment appetite by consumers.
•
•
The survey findings suggests that the EmFi market size is more than
10 billion Rands.
Judging from the number entrances into the space, there are more
EmFi opportunities which are yet to materialise and explored.
•
EmFi has a multiplier effect which allows for the integration of other
embedded finance solutions.View entire presentation