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Investor Presentaiton

EML Payments H1 FY2022 Financial Results Digital Payments - Sentenial Open Banking Continuing Growth Sentenial Key Highlights H1 FY2022 Open banking volumes have grown 30% for the six months to 31 December 2021 vs PCP Key Wins - FedEx (via Visa Cybersource) ― The Economist — — - (via Visa Cybersource] Fiat Chrysler (via Visa Cybersource] - Crosspay Cocoon partnership for Car Dealerships - Jeeves Integration Plan Update ― Integration Plan well progressed ― Agreed Growth/investment plan Sentenial Contribution H1 FY2022 (consolidation from completion date of 1 October 2021) - GDV Revenue - Overheads ― Underlying EBITDA = $19.5bn = $2.7m = ($2.1m) = $0.2m Total Digital Payments GDV - YTD (Dec21) Open Banking Volumes 80m 70m 20% 60m 50m 1% 40m 30m 79% 20m Open banking Direct debit Digital payments (DP) 10m 30% Growth vs PCP January 2020 - December 2020 January 2021 - December 2021 08
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