Investor Presentaiton

Evolution of capital ratios and update on minimum capital requirements EVOLUTION OF CAPITAL RATIOS DURING 2Q22 Capital 31 March 2Q22 2022 profit Business Currency Capital growth impact distribution 30 June facility Potential impact of a 10% GEL 2022 impact devaluation CET1 capital adequacy ratio 13.7% 1.0% -0.4% 0.5% -0.8% 0.0% 14.0% -0.9% Tier I capital adequacy ratio 15.4% 1.0% -0.5% 0.5% -0.8% 0.8% 16.4% -0.8% Total capital adequacy ratio 19.7% 1.0% -0.6% 0.4% -0.8% 0.1% 19.8% -0.7% EXPECTED MINIMUM CAPITAL REQUIREMENTS FOR 2022-2023 Bank of Georgia's minimum capital requirements, reflecting the full loading of Basel III capital requirements, to be completed in 2023, which remain subject to ongoing annual regulatory reviews, are currently expected to be as follows: Dec-22 Dec-23 requirement requirement CET1 capital 11.8% 12.1% Tier I capital 14.1% 14.5% Total capital 17.6% 17.6% 33

View entire presentation