9M FY2023 Financial Performance

RM billion RWA Optimisation and Funding Management Group Gross Loans & Group RWA ■Operational RWA Market RWA ■Credit RWA ■Gross Loans 617.0 587.1 586.9 424.5 428.5* 408.6 46.7 49.7 47.1 25.0 19.3 23.8 Funding Breakdown 358.6 352.8 337.7 Customer Funding, 74% Sep 2022 Dec 2022 Sep 2023 Growth (%) Group Gross Loans YOY YTD Ann. 5.1% Total Group RWA 0.9% 6.8% 6.5% - Group Credit RWA 1.6% 8.3% Note: * Includes Equity RWA of RM844.9 million Borrowings and Capital Instruments by Currency FI Deposits, 6% Equity, 10% RM, 32% SGD, 4% Repo, 4% IDR, 7% RM893.8 billion Borrowings, 4% Capital Instruments, 1% RM51.1 billion HKD, 6% JPY, 5% USD, 38% CNH, 4% THB, 3% Others, 2% By maturity ≤ 1 Year 36% > 1 Year 64% Note: • Customer Funding comprises Deposits from Customers & Investment Accounts of Customers • Borrowings are inclusive of financial liabilities Repo is defined as Obligations on Financial Assets Sold Under Repurchase Agreements 30 30

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