Investor Presentaiton

= Income Statement Highlights Strong YoY growth in profitability driven by revenue growth and OPEX optimization = Profit After Zakat & Tax (AEDmn) 1,109 1H 21 +30% Revenues (AEDmn) 2,644 1H 21 1,442 Expenses (AEDmn) 1H 22 Key Highlights The rebound in UAE economic activity and an improvement in business momentum lifted revenues by 7% Profit growth was further boosted by a 0.2% YoY reduction in expenses The improved economic outlook allowed us to keep impairments stable YoY 1,162 1H 21 Impairments (AEDmn) +7% -0.2% -38% 367 1H 21 2,838 1H 22 1,160 1H 22 227 1H 22 مصرف أبوظبي الاسلامي ADIB 27

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