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Investor Presentaiton

mBank Group's Strategy for 2020-2023 Corporate Social Responsibility and Sustainable Development Strategy of mBank Top aim Direction guidelines mBank educates > We support the development of mathematical education and equalize educational opportunities for young people. national competitions and grant programmes m Fundacja Be among top three leaders of social responsibility in the banking sector Sustainable Development Goals (SDGs) set by the United Nations. We teach how to use online and mobile banking safely. We make customers more sensitive to cybercrime threats in the banking area. social (educational) campaigns *** mBank cares about the climate and the environment We limit our indirect impact. credit policy regarding industries relevant in the context of EU climate policy mBank in the ESG Index (GPW) WIGESG We limit our direct impact. measurement and reduction of our carbon footprint reduction of energy consumption saving water, paper and office supplies 8 For the first time, the CSR strategy has become an integral part of the document. mBank promotes prosperity > We support organisations that work for social welfare. cooperation with WOŚP wielka orkiestra Swiatecznej pomocy We are accessible to clients with disabilities (inclusive banking). We act ethically. Code of Conduct 2.0 We communicate with mBank our customers in a fair, clear and transparent way. We ensure diversity and equal opportunities. m mGroup Covered bonds Cover Pool Polish Economy Real Estate Market 10 Legislation
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