Investor Presentaiton

30 30 0% Capital structures in Nordic banks 31.12.2017 • Bank of Aland is heavy on CET1 in its capital base: • Share of T2 is low • There is no AT1 in the capital base 60% 100 % 10% 11 % 11% 12% 12 % 23 % 9% 9% 8 % 80% 11% 90 % 40 % T2 80 % 80 % 80 % 77 % 77 % AT1 20 % ■T1 Ålandsbanken Swedbank SEB Handelsbanken Nordea Aktia ALANDSBANKEN

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