Investor Presentaiton

YTD PBT/Vs. Target 2017 (bil VND) 78% 9M2016 + 2,490 bil +79% 5,635 YTD/2017 Budget 2,720 2,948 Bank FE ROA, ROE annualized 26.79% 25.75% 21.42% 15.01% PBT 0.88% 1.34% 1.86% 2.49% 2014 2015 2016 Q3 2017 annualized ROE ROA Q-o-Q growth (bil VND) 51% 77% 2,372 1,784 1,924 1,570 1,340 Q3 2016 Q4 2016 Q1 2017 Q2 2017 Q3 2017 PBT Bank and FE (bill VND) 52% 5,635 48% ■Bank FE 19

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