Investor Presentaiton

International Banking - Commercial Loan Growth +6% 55.0 55.6 54.1 52.7 53.0 53.2 58.1 Q1/16 Q2/16 Q3/16 Q4/16 Q1/17 Q2/17 Q3/17 (1) In $ billions and reflects foreign exchange translation at Q3/17 foreign exchange rates (2) Excludes bankers acceptances 22 22 . Highlights Quarter-over-quarter commercial loan growth was 6%, mainly driven by Pacific Alliance countries Year-over-year commercial loan growth was 7% Scotiabank®

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