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Investor Presentaiton

Customer & Portfolio Demographics December 2022 December 2023 Loan against Property 42% AUM Home Mix Loans 58% Loan against Property 44% AUM 1-ATS on disbursement Home Mix Loans 56% Salaried 29% Salaried 31% Profile Mix Profile Mix Self Employed 71% Self Employed 69% Tier - 3 49% Tier - 3 46% City Tier City Tier Tier-1 10% Tier-2 41% Tier-1 10% IndiaShelter Home Loans >25L >20 to 25L <5L 7% 5% 10% >15 to 20L 12% ATS¹ Rs. 10 Lacs >10 to 15L 26% >20 to 25L 7% >25L 6% <5L 13% >15 to 20L 11% Tier - 2 44% >10 to 15L 24% ATS¹ Rs. 10 Lacs >5 to 10L 40% >5 to 10L 39% 20 20

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