Investor Presentaiton

Wholesale: Record income on regional franchise, capturing cross-border opportunities Strengthening Connectivity Across our ASEAN footprint and global network 101010101011010 101000110100101 010100010001000 010011101101011 111010111001010 Sector Specialisation Building capabilities for greater diversification and risk mitigation Deepening Digitalisation For secure and efficient transactions UOB BUSINESS +7%¹ Cross-border income growth (accounted for 29% of Group Wholesale Banking income) +10%¹ Financial sector income growth +6%² Digital banking transactions by businesses PAY NOW +8%¹ |||| UOB Non-Singapore income growth +1%1 Non-real estate income growth +43%³ Cashless payments to businesses Note: Figures are for 1Q21 and growth rates are relative to same period in 2020 1. Year-on-year growth for 2M21 2. Refers to number of transactions via UOB Infinity across the Group 3. Refers to payments made on Corporate PayNow in Singapore 30

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