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3. Bpifrance Financement: Key Facts & Figures - Financials Key financials Overview of operating performance & risk profil Bpifrance Financement: Income Statement Bpifrance Financement: Balance Sheet €m 2018 2019 H1-20 €m Dec. 19 June 20 Net banking income 770 811 402 Total balance sheet €59,2 bn €71,9 bn ° o.w. Credit 625 659 322 ° o.w. Guarantee 104 106 53 Loans outstanding €40,5 bn €44,0 bn ° o.w. Innovation 41 46 27 Solvability Operating expenses (444) (486) (281) CET1 ratio 4 12,5% 11,9% Cost of risk (COR) (37) (85) (387) • o.w. Specific impairment (58) (70) (103) Total ratio4 14,8% 14,0% o.w. ECL IFRS 9 21 (15) (284) Leverage ratio 5 5,2% 4,2% Operating Income 289 239 (266) Net Income 167 153 (202) Shareholders' equity6 3,910 3,700 Key ratios Equity buffers ° Fair value of public guarantee 5,907 6,222 Cost/Income ratio 57,6% 60,0% 69,7% funds COR (Specific impairment) / gross outstandings² 15 bps 17 bps 47 bps³ Annualised Liquidity LCR RoE 4,5% 3,9% -3,2%3 Annualised NSFR 360% 1 605% 109% 133% Note: For more details please see in 2019 and H1-2020 annual reports available on: https://www.bpifrance.fr/Espace-Investisseurs 1. Expected Credit Losses; application of IFRS 9 as at 01/01/2018 ; see details in appendix 4 / 2. Gross loans outstanding to customers and finance leases, at loaded Basel 3 / 6. Group Share bpifrance amortized cost (medium and long-term loans, short-term financing, leasing) / 3. Over a rolling two-half period excepting for the ECL risk / 4. Phased-in / 5. Fully 23 23

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