Fiscal 2018 Financial Performance
CANADIAN RESIDENTIAL MORTGAGE PORTFOLIO
43%
Insured
$107.0
$12.2
$94.8
Total Portfolio:
$213 billion
$38.6
$9.2
$30.7
$3.6
(Spot Balances as at Q4/18, $B)
$15.9
$29.4
$1.8
$27.1
$11.4
$0.2 $9.5
$0.7
$14.1
$11.2
$8.8
57%
Ontario
BC &
Territories
Alberta
Quebec
Atlantic
Provinces
Manitoba &
Saskatchewan
Uninsured
Freehold $185B
Condos $28B
Average LTV of uninsured mortgages is 54%¹
New originations² average LTV of 63% in Q4/18
⑤Scotiabank® | 35
1 LTV calculated based on the total outstanding balance secured by the property. Property values indexed using Teranet HPI data.
2 New originations defined as newly originated uninsured residential mortgages and have equity lines of credit, which include mortgages for purchases
refinances with a request for additional funds and transfer from other financial institutions.View entire presentation