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Investor Presentaiton

TABLE OF CONTENTS Corporate Strategy Overview Macro Economic Metrics Remain Solid Key Financial Highlights 1Q'23 Strengths and Challenges 2023 BRI Group Guidance Key Takeaways. Investment Proposition 1Q'23 Financial Performance Balance Sheet Income Statement Other Operating Income & Operating Expense Financial Ratios Subsidiaries Contribution to BRI Group Loan Quality Ultra Micro & Micro Business 1Q'23 Bank Only Performance 1Q'23 Bank Only Loan Quality ESG Initiatives Others 4 5 6 7 8 10 11 21 22 26 28 31 32 33 39 49 55 59 70 BRI 3

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