IBL Financial Overview

Overview of Investec Bank Limited IBL is a specialist bank with a strong franchise in niche market segments operating primarily in Southern Africa Total assets R509.9bn Well established franchise • Net core loans R283.2bn Total Customer Employees equity R47.0bn deposits 4 400+ R374.4bn Established in 1974 in the Republic of South Africa Obtained a banking licence in 1980 and listed on the Johannesburg Stock Exchange in 1986 Wholly owned subsidiary of Investec Limited (listed on the JSE) - Houses Investec group's Southern African and Mauritius banking subsidiaries . - Wealth & Investment, Institutional Stockbroking, Investec Life and the Property divisions are housed in fellow subsidiaries under Investec Limited Today, IBL is an efficient integrated business platform employing approximately 4 400 people* 5th largest banking group in South Africa (by assets) Our long-term strategic focus: Key strategic objectives - . - We are committed to delivering exceptional service to our clients, creating long-term value for our shareholders and contributing meaningfully to our people, communities and the planet All relevant Investec resources and services are on offer in every single client transaction Sustain our distinctive, out of the ordinary culture, entrepreneurial spirit and freedom to operate, with the discipline and obligation to do things properly for the whole of Investec. In the short term, our objective is to simplify, focus and grow the business with discipline. *Relates to Southern Africa geography (excluding temporary employees and contractors) Page 15

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