Investor Presentaiton

Our Strategy... Expand Retail Business Strengthen SME Base Improve CASA • SOUTH INDIAN Bank Focus on retail loan products Efficient branches for faster processing of loans Continuous training of work force Invest in Brand Building Cluster based approach in industry hubs Sole Banker to SMEs for all banking needs Dedicated vertical to penetrate SME banking Strategy & Road map in place to increase CASA funds Centralized processes allowing branches to focus on garnering low cost funds Cautious approach on large corporate lending • Enhance Asset Quality Granulize loan portfolio to spread out risk • Improve share of other Income Special recovery cell for monitoring non performing and restructured assets Focus on increasing banking services for SME, Retail & NRI clients Enhance treasury capabilities & increase branch strength • Expand PoS & ATM Network 11

View entire presentation