Q3 2022 Financial Performance Review
MKB
Shareholders' equity increased by HUF 63.2 bn since the end of FY2021
BANK
Capital Position
Shareholders' Equity (HUF bn)
16.2%
18.4%
695.1
692.0
78.2
72.0
51.1
61.0
301.1
301.1
16.3%
46
46
Regulatory Capital formulation (HUF bn).
955.9
-77.5
16.9%*
50.4
200.6
-73.2
76.2
-13.5
-2.0
-247.0
669.4
+63.2
+27.5
755.3
755.3
727.8
92.6
49.8
111.3
88.5
301.1
301.1
(XX.X % Capital adequacy ratio
Deferred tax
AVA 2
Subordinated
loan
OCI
adjustment
Other CET1 Regulatory
adjustments capital
Shareholders' H1 net income Intangible
assets
equity 1
☐ Consolidation discrepancy
¹Equity under IFRS and prudential consolidation differ due to differences in the range of firms included
in the calculation
2 AVA Asset value adjustments - CRR specification
The capital position of MKB Bank remained strong y/y supported with a
Capital Adequacy Ratio increase of 0.1% points. Q3 however showed a
decline of 0.6% points in CAR between Q2 2022 and Q3 2022
Retained earnings increased by HUF 37.4 bn during the last 1 year as a
resulted of high profitability, which ensures the Group's solid dividend-
paying capability and sustainable capital position.
Capital position underpins the 2022 business growth and supports the
implementation of the MKB goals
The strong capital position also strengthened MKB's shock absorbing
capacity
MKB Group's unadjusted total comprehensive income was HUF 36.5 bn in Q3
2022
42.8
350.1
347.7
343.0
347.2
-60.6
-60.6
-7.6
-33.2
-36.7
-50.8
-30.8
-24.8
-29.1
Q3 2021
2021
A Revaluation
reserve
Profit/Loss
for the period
Q3 2022
Q2 2022
Subscribed capital and NCI
Revaluation reserve
Capital reserve
Retained earnings
Other reserves
Profit/Loss for the period
* Please note, the Q2 2022 figures have been revised.View entire presentation