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Investor Presentaiton

Additional information: financial and trading assets* LCR at excellent 177.3% By geography - By debtor type +16.1% in EUR bn 50.9 100% 8.0% 7.5% 7.2% 43.8 43.8 25.3% 12.1 9.2% 9.1% 9.1% 64.6 10.6 10.6 0.7 5.2 0.7 0.7 3.7 3.7 5.9 6.0 6.0 6.3 82.8% 83.4% 83.6% 6.0 6.0 13.8 10.0 10.0 6.6 6.6 6.9 31/12/20 31/12/20 31/12/21 31/12/20 31/12/20 31/12/21 31/12/20 Other SK DE CZ HU AT RO * Excludes derivatives held for trading ERSTE Group Other Banks Sovereign Liquidity buffer 82.5 28.9% in EUR bn 78.6 27.7% 30/09/21 31/12/21 • • Liquidity buffer Liquidity buffer as % of total liabilities Liquidity buffer is defined as unencumbered collateral plus cash Total liabilities are defined as total on balance sheet liabilities excluding total equity Page 48
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