Investor Presentation Q1 FY 23

New Sourcing For Q1 FY23 Credit Card Customer Segment Insights As on 30th June Cards-in-Force 2022 Salaried Self Employed (SE) mix 0.97 31% 0 69% 1.01 Salaried ■Self Employed Salaried Self Employed (SE) mix 30% 0 70% ■Salaried Self Employed 0.77 30% City Tier Mix Q 0.82 10% 60% 1.10 Carded Mix 1.48 1.54 15% 3% 0 81% 0.94 Age Group Mix 0.78 1.15 21% 17% 62% 1.03 ■ TIER 1 ■ TIER 2 ■ TIER 3 ■ Carded ■Bureau Tested - NTC ■ Under 30 = 31-45 ■ 45+ City Tier Mix 43% 47% 10% 32% Carded Mix 4% 0 64% ■ TIER 1 ■ TIER 2 TIER 3 ■Carded Bureau Tested = NTC Diversified exposure, expansion outside Tier-1 cities. Indexed 90+ Age Group Mix 21% 25% 54% ■ Under 30 ■31-45 45+ apno ka bank | RBL Bank 37

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