SEB Nordic Outlook

65 SEB's climate classification model - assessing a company's climate impact Climate impact classification framework – ambition, speed and ability to transition are key parameters SEB customer's impact on climate - forward-looking, transition profile Transformed/ has no negative impact Ongoing transformation to improve Some measures to improve Example company Little or no measures to improve A customer's plan in relation to Paris alignment - calibration against the 1.5 °C target Greenhouse gas reduction pathways and classifications, % change from 2010 20% 0% -20% -40% -60% -80% Baseline 2010 2°C pathway 1.5°C pathway Close to Significant negative impact Some negative impact Positive impact No significant impact -100% 2010 2020 2030 2040 2050 Industry/sector impact on climate • The Paris Agreement is key reference . • • Five general levels of classification measuring alignment towards 1.5 °C target Full value-chain perspective Classification captures current and future performance Status quo/not in transition Transition Gradual change Paris aligned transition net-zero emissions Sustainable A customer's projected journey according to plan SEB

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