2022 Highlights - PagoNxt & Santander UK
2022 Highlights
United States
'Santander US combines a strong depositary base in
the Northeast with its nationwide auto finance,
wealth management and corporate banking capabilities'
Branches
485
00
MA Employees
14,610
Total customers (mn)
4.5
■
Strategic priorities ■■
Simplification of our operating model and governance by reducing complexity
of products and services
Digital customers (mn)
1.0
Customer loans (€ bn)
115
Transformation to drive distinctive positioning through digitalization
Customer funds (€ bn)
113
Underlying attributable profit (€ mn)
ROTE¹
1,784
Refocus US business around our consumer franchise and businesses that
benefit from the Group's connectivity or have a competitive advantage
16.8%
Santander
(1) Adjusted ROTE: adjusted based on Group's deployed capital calculated as contribution of RWAS at 12%. Using tangible equity, ROTE is 9.4%.
Customer loans: Gross loans excluding reverse repos. Customer funds: customer deposits excluding repos + marketed mutual funds.
More information at https://www.santander.com/en/about-us/where-we-are/santander-us
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