International Banking and Risk Review
Scotiabank
$ millions
Gross Impaired Loans
Q2/08
Q3/08
Q4/08
Q1/09
Q2/09
Canadian P&C
Retail
444
472
523
621
747
Commercial
244
228
238
262
307
688
700
761
883
1,054
International P&C
Retail
664
688
833
997
1,110
Commercial
604
674
776
919
994
1,268
1,362
1,609
1,916
2,104
Scotia Capital
56
101
124
186
439
Total
2,012
2,163
2,494
2,985
3,597
% loans & acceptances
0.74
0.76
0.82
0.97
1.20
Scotiabank
$ millions
45
Gross Impaired Loan Formations
Canadian Retail: higher formations in
Q1/09 Q2/09
Canadian P&C
residential mortgages, auto-related
portfolios & revolving credit
- Retail
328
436
- Commercial
31
115
Canadian Commercial: classification of
several small accounts
359
551
International P&C
- Retail
336
266
- Commercial
142
97
478
363
Int'l. Retail: lower formations due to
assistance programs for credit worthy
customers
Int'l. Commercial: classification of a
number of accounts in Puerto Rico, Chile &
Peru
Scotia Capital
- Canada
- U.S.
Total
167
60
149
60
316
897
1,230
46
Scotia Capital: classification of a large real
estate finance company in U.S. & Canada,
manufacturer in Canada and two real estate
accounts in U.S.View entire presentation