Investor Presentaiton
PORTFOLIO
CORPORATE & SMES ARE THE HIGHLIGHTS OF THE YEAR AND REBOUND IN RETAIL MARKS
THE QUARTER
CREDIT PORTFOLIO (R$ billion)
17%
4%
352.0
397.4
411.7
11.5%
13.4%
13.6%
27.8%
30.5%
29.4%
16.5%
14.6%
14.6%
(R$ million)
Dec-20
% 12M
% 3M
Individuals
174,300
12.2%
5.6%
Consumer finance
60,256 3.5%
3.9%
SMEs
Corporate
Total
Other transactions1
Expanded portfolio
55,915 38.2%
4.8%
121,184
23.7%
0.1%
411,655 16.9%
3.6%
100,830 25.2%
512,485 18.5%
7.3%
4.3%
44.1%
41.5%
42.3%
Individuals
Dec-19
Sep-20
Consumer
Corporate
Finance
1
Dec-20
SMEs
DESTINATION OF
GOVERNMENT PROGRAMS
FOR SMES & CORPORATE
INDIVIDUALS COLLATERALIZED
LOAN PORTFOLIO+ PAYROLL
LOANS²/ INDIVIDUALS LOAN
PORTFOLIO
R$ 14Bi
BALANCE ON DEC-20
76%
Santander Includes debentures, FIDC, CRI, international distribution promissory notes, promissory notes, acquiring activity-related assets, as well as sureties and guarantees. 2 As of this
quarter, includes the Olé Consignado's portfolio
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