Q2 2019 Financial Results
Canadian Real Estate Secured Personal Lending
90+ Days Delinquency Rates
Total Mortgages
Q2/18
0.25%
Q1/19
0.27%
Q2/19
0.27%
Uninsured Mortgages
Uninsured Mortgages in GVA¹
Uninsured Mortgages in GTA¹
Uninsured Mortgages in Oil Provinces
0.51% 0.54%
0.20% 0.21% 0.21%
0.10% 0.10% 0.12%
0.11% 0.13% 0.11%
0.59%
Mortgage Balances ($B; spot)
203
201
201
21
27
•
Delinquency rates remained flat in
Q2/19
The Greater Vancouver Area¹ (GVA) and
Greater Toronto Area¹ (GTA) continue to
outperform the Canadian average
HELOC Balances ($B; spot)
21.8
21.8
21.8
112
111
111
12.2
12.3
12.2
63
63
63
6.8
6.7
6.8
28
27
27
2.8
2.8
2.8
Q2/18
Q1/19
Q2/19
Q2/18
Q1/19
Q2/19
1
1
1
GVA ■GTA
Other Region
■ GVA¹
GTA Other Region
CIBC
1 GVA and GTA definitions based on regional mappings from Teranet.View entire presentation