Investor Presentaiton
Risk management and compliance
Our Risk Management & Compliance function is key to making sure we remain a robust,
safe and sustainable bank that helps people and businesses prosper
We rely on:
A Risk strategy that enhances
our risk management & control
model across Grupo Santander
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Common Risk Principles
aligned with regulatory
requirements and inspired by
best market practices
3 lines of defence model
with a robust risk
committees structure
Risk Profile
Assessment
der
Clearly defined
management and
control processes
Covid-19
Anticipating Risk profile changes
& defining strategies to mitigate
impacts has been key to maintain
our robust position in terms of
capital and liquidity
Climate change and
risk management
Our risk management & control
model is a crucial driver of Grupo
Santander contribution to
sustainable economic growth and
the fulfilment of our
environmental commitments
Risk
appetite &
structure of
limits
Scenario
Analysis
Risk
Reporting
Structure
Advanced risk
management tools to
effectively manage and
control all risks under a
forward-looking approach
Continuous risks
identification and
evaluation to address
potential threats
It sets the amounts and
types of risks deemed
prudent to assume
Santander
To anticipate
potential impacts
and take early action
Comprehensive,
versatile with deep
analysis to facilitate
decision making
More information on the Group's Overview of our Corporate Governance presentation. See link to this document on page 59
Our strong Risk culture is based on the
principle that all employees are risk
managers, supporting long-term
business sustainability
risk pro
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