Investor Presentaiton

ROBUST GROWTH OF FX INFLOWS SUPPORTING ECONOMIC ACTIVITY AND GEL PERFORMANCE EXTERNAL INFLOWS SUPPORTED BY REMITTANCES AND MERCHANDISE EXPORTS TOURISM REVENUES SHOWING FIRST SIGNS OF RECOVERY GEORGIA CAPITAL 0- Remittances, USD Million Change vs 2019 Remittances, y/y 145% 2021 2021 Tourism revenue (USD million) 193 161 74 8 9 11 12 15 16 15 13 15 10 14 30 50 74 122 990% 118% 95% % of 2019 level -Tourism Revenues, y/y 710% 487% 50% 42% 41% 18% 22% 26% 29% 19% 13% 16% 19% 18% 9% 9% -9% -10% 19% -42% 36% 30% 3% 3% 3% 3% 4% 5% 6% 6% 7% 6% 8% 12% 19% 27% 18% -5% 126 137 126 79 132 169 189 184 193 182 170 200 150 161 188 194 188 202 -70% -97% -97% -97% -97% -96% -95% -94% -94% -93% -95% -91% -60% Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jan Feb Mar Apr May Jun Jan Jul Aug Sep Oct Nov Dec Feb Mar Apr May Jun 100% 1,000 Number of travelers from Israel and Ukraine recovered to 76% of 2019 levels in June 2021 75% 50% 25% 13% 9% -1% -2% 31% -16% 3% -7% 0% -23% -14%-15% -13%-18%-20 57% -29%-31% -25% -50% 200 -75% 70% 45% 800 38% 76% 76% 30% 600 13% 49% 400 46% 36% 35% 23% 25% 22% 18% 13% 13% 9% 8% 10% 10% 6% 5% 6% International visitors in 1H21 (% of 2019 level) ■International visitors in June 2021 (% of 2019 level) -100% Jan Feb Mar Apr May Jun Exports, USD Million (RHS) Imports, y/y (LHS) Georgia Capital PLC | Source: NBG, Geostat, Geostat's rapid estimates. Jul Aug Sep Oct Nov Dec Jan I Imports, USD Million (RHS) ----Exports change vs 2019 Feb Mar Apr May Jun Exports, y/y (LHS) ----Imports change vs 2019 Israel Ukraine Saudi Arabia USA Turkey EU Armenia Iran Russia Azerbaijan 5

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