Investor Presentaiton

6. Strong Capitalization with Ample Liquidity Healthy CRAR to Support Growth Opportunities Benefit of Positive ALM Continues 26.3 24.9 30.5% 28.5% 22.3 22.1 25.3% 24.0% 21.2% 11.7 9.0 15.5 14.5 13.5 23.2 ili daddi FY18 FY19 FY20 FY21 Q1FY22 FY18 FY19 I Avg. maturity of Assets FY20 FY21 Q1FY22 Avg. maturity of Liabilities Static ALM as on 30th Jun'21 (Rs. Crore) Inflows Liquidity at the beginning of month* Principal - Loan portfolio Interest Loan portfolio Total (A) Outflows Principal repayments Interest repayments Total (B) Cumulative Mismatch (A-B) Jul-21 Aug-21 Sep-21 Oct-21 Nov-21 SATIN Dec-21 Total 1,497 1,445 1,523 1,517 1,492 1,415 1,497 234 255 277 249 258 318 1,591 69 71 71 63 65 66 404 1,800 1,771 1,871 1,829 1,815 1,799 3,492 317 187 288 302 377 212 1,682 38 61 66 35 23 59 281 355 248 353 337 400 270 1,963 1,445 1,523 1,517 1,492 1,415 1,529 1,529 28 *Excluding margin money deposits of Rs. 284 crore lien with lenders and undrawn sanction in hand of Rs. 135 crore as of date

View entire presentation