Investor Presentaiton

37 LTV and loan size Cover Pool FIN, Dec 31, 2018 LTV distribution Loans by size 40% 37% 0-50 21% 21% 50-60 ■unidexed indexed % of Residential Loans 42% 39% 21% 60-70 EUR T 14% 18% ili 14% 9% 6% 0-50 50-100 100-150 150-200 200-250 250-300 >300 19% ÀLANDSBANKEN

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