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Investor Presentaiton

Restructured Loans Consumer Micro Corporate & Commercial Mortgage % Loan Restruct (Rp Tr) (%) 100% 5,000 10 4,625 4,655 4,733 4,668 4,602 4,551 4,484 4,500 801 80% 854 844 788 825 812 4,000 3,851 801 3,801 3,500 848 869 3,000 2,500 2,000 4.07 3.98 1,500 T ■Consumer ■Micro Corporate & Commercial ■Mortgage bank bjb 18% 18% 18% 18% 18% 17% 17% 22% 23% 60% 49% 50% 61% 63% 64% 65% 66% 68% 70% 40% 4.71 4.52 4.35 4.15 4.20 4.13 4.06 4 20% 21% 21% 16% 15% 14% 13% 13% 12% 11% 7% 7% 5% 4% 4% 4% 3% 3% 2% 0% T T T T 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 Restructured Loan Composition Based On Economic Sector (3Q23) 1,899 1,898 2,814 1,000 2,921 2,947 2,919 3,013 3,196 3,301 821 781 735 692 500 653 604 587 557 520 Construction 26.9% 283 253 222 198 177 160 139 127 112 0 0 T 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 Trade 22.9% Household 17.5% Industry 17.1% Others 15.6% 28 ך
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