Investor Presentaiton
Restructured Loans
Consumer
Micro
Corporate & Commercial
Mortgage
% Loan
Restruct
(Rp Tr)
(%)
100%
5,000
10
4,625 4,655
4,733
4,668
4,602
4,551
4,484
4,500
801
80%
854
844
788
825
812
4,000
3,851
801
3,801
3,500
848
869
3,000
2,500
2,000
4.07
3.98
1,500
T
■Consumer ■Micro
Corporate & Commercial
■Mortgage
bank bjb
18%
18%
18%
18%
18%
17%
17%
22%
23%
60%
49%
50%
61%
63%
64%
65%
66%
68%
70%
40%
4.71
4.52
4.35
4.15
4.20
4.13
4.06
4
20%
21%
21%
16%
15%
14%
13%
13%
12%
11%
7%
7%
5%
4%
4%
4%
3%
3%
2%
0%
T
T
T
T
3Q21
4Q21
1Q22
2Q22
3Q22
4Q22
1Q23
2Q23
3Q23
Restructured Loan Composition Based On Economic Sector (3Q23)
1,899
1,898
2,814
1,000
2,921
2,947
2,919
3,013
3,196
3,301
821
781
735
692
500
653
604
587
557
520
Construction
26.9%
283
253
222
198
177
160
139
127
112
0
0
T
3Q21
4Q21
1Q22
2Q22
3Q22
4Q22
1Q23
2Q23
3Q23
Trade
22.9%
Household
17.5%
Industry
17.1%
Others
15.6%
28
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