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Investor Presentaiton

A Income Statement: Standalone Particulars Rs. in Million US$ in Million Growth Mar' 20 Mar'19 Var. Mar' 20 Mar'19 Var. Mark-up/interest Income 32,071 24,344 7,727 193 146 46 32% Mark-up/interest Expensed 20,454 14,759 5,695 123 89 34 39% Net Mark-up/interest Income 11,616 9,585 2,031 70 58 12 21% Capital Gain & Dividend 1,479 425 1,054 9 3 6 248% Fee based Income & Others 1,371 2,112 (741) 8 13 (4) -35% Non Mark-up/ Interest Income 2,850 2,537 313 17 15 2 12% Gross Income 14,466 12,122 2,344 87 73 14 19% Human Resource Cost 3,318 2,867 451 20 17 3 16% Other Operating Cost 3,886 3,209 677 23 19 4 21% Total Operating Cost 7,204 6,076 1,128 43 37 7 19% Operating Profit/(Loss) 7,262 6,046 1,216 44 36 7 20% Total Provisions 681 (204) 885 (1) 5 -434% Profit Before Tax 6,581 6,250 331 40 38 2 5% Taxation-Current 2,563 2,430 133 15 15 1 5% Profit Before Prior Year Super Tax 4,018 3,820 198 24 23 1 5% Super Tax Prior Year 835 (835) 5 (5) 100% Profit After Tax 4,018 2,985 1,033 24 18 10 6 35% 15
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