Investor Presentaiton

HomeStreet Market Focus: • Seattle / Puget Sound & Eastern WA • Southern California • Portland, OR • Hawaiian Islands • San Francisco / Bay Area, CA Strategy: • Grow loan and core deposit portfolios Optimize capitalization • Grow market share in highly attractive metropolitan markets • Improve operating efficiency • Introduce smart product offerings - fast follower of technology Retail deposit branches (60) Primary stand-alone lending centers (5) Primary stand-alone insurance office (1) Hawaii The number of offices depicted does not include satellite offices that have a limited number of staff which report to a manager located in a separate primary office. Southern California Seattle Metro Washington HomeStreet Oregon Idaho California Utah p. 6

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