Investor Presentaiton
Key performance
indicators
Absolute profit for the NBFC sector increased 39% YOY in FY23 driven by
Diversified (68%) and MFI NBFCs (220%)
%
Housing Finance Companies
Values for FY23 and in INR Bn
Diversified NBFCs
1,065
1,333
158
938
780
574
357
77
434
367
250
286
-553
-364
-708
-67
52 --64°
-145 -143-
Int.
Int.
NII
inc.
exp.
Oth
inc.
Total Opex PPOP Credit
inc.
Cost
Tax PAT
Int.
Int.
NII
inc.
exp.
Oth Total Opex
inc. inc.
PPOP Credit Tax
Cost
PAT
Growth
Growth
20%
22%
16%
21%
17%
18%
17%
-7%
19%
24%
26%
21%
29%
33%
30%
37%
26%
-25%
83%
68%
YoY1
YoY1
MFI NBFCs
Gold NBFCs
60
60
151
9
45
99
3
102
36
27
65
47
13
-52
-24
-18
-37
-11
-16.
-5
Int.
Int.
NII
Oth
inc.
exp.
inc.
Total Opex PPOP Credit
inc.
Cost
Tax
PAT
Int.
Int.
NII
Oth
inc.
exp.
inc.
Total Opex PPOP Credit
inc.
Tax
PAT
Cost
Growth
Growth
22%
12%
31%
173%
45%
19%
71%
-8%
218%
220%
-2%
-1%
-3%
37%
-3%
16%
-11%
-49%
-9%
-10%
YoY1
YoY1
1. YoY growth FY23 vs. FY22
Analysis has been made based on 29 NBFCs (10 HFCs, 2 Gold, 3 MFI and 14 Diversified NBFCs)
Source: Capitaline; Press releases; BCG analysis
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