Investor Presentation June-2021
WAY FORWARD
Increasing CASA with quality acquisition.
Liability Strategy
Improve value of account through sale of other products
PROFITABILITY APPROACH
Business Strategy
Optimising Cost
Focus on Non
Interest Income
Other Initiatives
INVESTOR PRESENTATION
Growth in Retail Deposits.
Quality Advance Portfolio
Increasing Retail Advances including Housing Loan, Car Loan, Gold Loan
and Loan against property.
Lending based on Cash flow of activities & Collaterals
Better Pricing
Relocating higher rental Premises & relocating low hit ATMs
Negotiation with vendors for competitive pricing
Cost Rationalization & monitoring
Focus on recovery efforts using provisions of IBC, RR, OTS etc
Effective Cross Selling of Third party products with increased number of
products
Increase in Non Fund based business
Plugging income leakage.
Leveraging benefits of IT Transformation -Digital Onboarding
Publicity of various facilities / products available with the bank.
Effective use of data mining tools for product selling.
Improving Brand Visibility
June-2021
DhanlaxmiBank
established 1927View entire presentation