Investor Presentaiton

AMUR CAPITAL ■ ryanmortgage MORTGAGE ORIGINATION STRATEGY Critical to any mortgage fund's success is its ability to source high quality loans. Most industry mortgage funds rely on its relationship with third- party mortgage brokers to source their mortgages. Ryan's strategy is unique in that it bypasses the "middle man" and lends directly to borrowers via its financial services providers Alpine Credits and Sequence Capital, which are part of AFG AFG has been involved in the private mortgage market since 1969 ○ ○ о Recognized brands with significant advertising budget focused exclusively on private mortgages Proprietary IT & business systems Over 120 employees in a central location allowing for economies of scale to administer a very large volume of loans "Geographically agnostic" marketing strategy - allowing AFG to shift markets based on current market conditions: • Advertising can be used in any province Loans officers are licensed in multiple provinces The relationships with Alpine and Sequence provide Ryan with a distinct competitive advantage over other private mortgage funds.

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