Emirates NBD Financial Performance and Market Update
Appendix
Strategy
Financial & Operating Performance
Emirates NBD Profile
Operating Environment
Profit and Balance Sheet Growth in Recent Years
Total Gross Loans (AED 329 bn)
Treasury/Other
Retail
35
(11%) 0
(0%)
Corporate
106
(32%)
Corporate Loans (AED 106 bn)
Cont.
Trans. & com.
7%
3%
Trade
14%
Sovereign
136
(41%)
Retail Loans (AED 35 bn)
Others
52
(16%)
Islamic*
Emirates NBD
22
RE
35%
Manuf. 7%
1%
Others**
8%
Per. - Corp.
3%
22%
Serv.
Fin Inst
Islamic* Loans (AED 52 bn)
RE
19%
Overdrafts
8%
13%
Personal
34%
Personal
49%
Fin Inst
3%
8% Serv.
Car Loans 11%
6%
2%
Others*
**
4%
7%
15%
16%
2%
Manuf.
Credit Cards
2%
Trade
Mortgages
Cont.
Trans. & com.
Time Loans
* Islamic loans net of deferred income; **Others include Agriculture & allied activities and Mining & quarryingView entire presentation