Investor Presentaiton
MORGAN STANLEY BANK ASIA LIMITED
UNAUDITED SUPPLEMENTARY FINANCIAL INFORMATION
Year ended 31 December 2020
H. PILLAR 3 DISCLOSURE (CONTINUED)
Table OVA: Overview of risk management (continued)
Firm Risk Management Functions (continued)
Liquidity Risk
The Liquidity Risk Department ("LRD") oversees the liquidity risk arising from the Company's
business activities. LRD independently ensures transparency of material liquidity risks,
compliance with established risk limits, escalation of risk concentrations to senior management,
adherence to sound business practices, and compliance with applicable regulations and
supervisory guidance.
Operational Risk
The Operational Risk Department ("ORD") provides independent oversight and challenge of
Operational Risk management within the Company by identifying, measuring, monitoring and
controlling Operational Risks and independently validating the effectiveness and consistency of
risk management processes via its Operational Risk framework.
Legal and Compliance Department
The Company has established procedures based on legal and regulatory requirements that are designed to
facilitate compliance with applicable statutory and regulatory requirements as well as Morgan Stanley's
global standard relating to business conduct, ethics and practices.
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Compliance Department
The Compliance Department helps to ensure the Company's compliance and adherence to the
relevant laws, regulations, and standards that govern its business activities as well as adherence
to the internal policies and procedures. Moreover, Compliance Department is also responsible
for identifying, measuring, mitigating and reporting on compliance related risks.
Legal Department
The Legal Department reports to the International General Counsel and provides legal and
regulatory advice that protects the Company's financial well-being and reputation and assists the
Business Units to understand legal risk and to comply with relevant financial services related
laws, regulations, guidance, policies and standards.
Global Financial Crimes
The Company has adopted an AML policy which outlines the Company's anti-money laundering
compliance program. This AML policy sets forth the guiding principles and consistent standards
for best practices reasonably designed to protect the Company's business from being used to
facilitate money laundering, terrorist financing, or other illicit activities.
The Company is subject to risk of major regulatory sanctions and reputation damage if the
Company significantly fails to comply with applicable AML, sanction screening laws, or Anti-
Bribery and Corruption rules.
Financial crimes related issues are reported as required to the Franchise Risk Officer, the
Company's Global Financial Crimes Committee, Management Committee and the Board of
Directors.
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