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Investor Presentaiton

2016 Key financial metrics Key financial metrics Return on average ordinary shareholders' equity Return on average tangible equity Jaws (adjusted)1.2 Dividends per ordinary share in respect of the period Earnings per share Common equity tier 1 ratio Leverage ratio Advances to deposits ratio Net asset value per ordinary share (NAV) Tangible net asset value per ordinary share (TNAV) Reported Income Statement, $m 4Q16 vs. 4Q15 2016 vs. 2015 Adjusted Income Statement, $m 2015 2016 7.2% 0.8% 8.1% 2.6% (3.7)% 1.2% $0.51 $0.51 $0.65 $0.07 11.9% 13.6% 5.0% 5.4% 71.7% 67.7% $8.73 $7.91 $7.48 $6.92 4Q16 vs. 4Q15 2016 vs. 2015 Revenue 8,984 (24)% 47,966 (20)% Revenue 11,000 (3)% 50,153 (2)% LICS (468) 72% (3,400) 9% LICS (468) 64% (2,652) (2)% Costs (12,459) (8)% (39,808) 0% Costs (8,411) 3% (30,556) 4% Associates 498 (10)% 2,354 (8)% Associates 498 (6)% 2,355 (4)% (Loss) / Profit before tax (3,445) <(200)% 7,112 (62)% Profit before tax 2,619 39% 19,300 (1)% 1. 12 Includes the impact of UK bank levy 2015 Jaws as reported in 2015 33
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