Investor Presentaiton

Three Markets - Two Strategies The Åland Islands 8 Finland • 2 offices, market share > 50 % • • Full product range offered The Bank for everyone • • Sweden • 6 offices in affluent parts of Finland, market share > 1% Full product range offered but "bread and butter” services only as complement to Private Banking and Premium Banking services offering Targeted segment: High Net Worth/ Affluent Individuals and their companies . 3 offices in Sweden's largest cities, market share < 1% • Full product range offered but “bread and butter" services only as complement to Private Banking and Premium Banking services offering Targeted segment: High Net Worth/ Affluent Individuals and their companies Vaasa Oulu Tampere Turku Parainen Helsinki Aland Islands Stockholm Gothenburg Malmö ÀLANDSBANKEN

View entire presentation